Advertisement
AK

Alaska Medicare Coverage Guide

Find dental, vision, hearing aid, and nursing home Medicare benefits available to Alaska residents.

Advertisement
๐Ÿฆท

Alaska Dental Coverage

Limited

Alaska Medicaid covers limited dental for dual-eligible beneficiaries. Dental care is expensive in Alaska due to provider shortages.

Available Programs

  • Alaska Medicaid Adult Dental
  • Medicare Advantage dental plans
  • Alaska Native Tribal Health Consortium dental

Typical Out-of-Pocket Cost

$1,000โ€“$3,500/year out-of-pocket

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Alaska Residents

  1. Alaska Native beneficiaries may access free dental through tribal health
  2. Anchorage has the most Medicare Advantage plan options
  3. Telehealth dental screenings available in rural areas
๐Ÿ‘๏ธ

Alaska Vision Coverage

Limited

Original Medicare excludes routine vision. Alaska Medicare Advantage plans offer vision, though fewer plan options exist compared to lower-48 states.

Available Programs

  • Medicare Advantage vision riders
  • Alaska Native Tribal Health Consortium eye care
  • University of Alaska Anchorage optometry

Typical Out-of-Pocket Cost

$200โ€“$500/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Alaska Residents

  1. Alaska Native beneficiaries may access free eye care through tribal health
  2. Glaucoma screening covered by Medicare Part B for high-risk individuals
  3. Order glasses online to reduce costs
Advertisement
๐Ÿ‘‚

Alaska Hearing Aids Coverage

Not Covered

Medicare does not cover hearing aids. Alaska faces provider shortages, making costs higher than national average.

Available Programs

  • Medicare Advantage hearing allowance plans
  • Alaska Division of Vocational Rehabilitation
  • Alaska SHIP counseling

Typical Out-of-Pocket Cost

$1,500โ€“$8,000 per pair

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Alaska Residents

  1. Alaska Native beneficiaries may qualify for tribal hearing programs
  2. OTC hearing aids available at retailers since 2022
  3. Contact AK SHIP at 1-800-478-6065
๐Ÿฅ

Alaska Nursing Home Coverage

Not Covered

Alaska has the highest nursing home costs in the US. Medicare Part A SNF coverage applies, and Alaska Medicaid covers long-term care for eligible residents.

Available Programs

  • Medicare Part A SNF benefit
  • Alaska Medicaid Long-Term Care
  • Alaska Senior and Disabilities Services

Typical Out-of-Pocket Cost

$600โ€“$800/day (highest in the nation)

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Alaska Residents

  1. Plan well in advance given extreme costs
  2. Alaska SHIP: 1-800-478-6065
  3. Home and community-based Medicaid waivers available as alternatives
Advertisement

๐Ÿ“Š Live CMS Data Alaska Medicare Snapshot

Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ€” public data from data.cms.gov

๐Ÿ‘ฅ
118,142
Total Medicare Beneficiaries (2024)
๐Ÿฅ
3,105
Enrolled in Medicare Advantage (2024) 2.6% of total
๐Ÿ“‹
115,036
Original Medicare (Parts A & B) Only
๐Ÿค
20,583
Dual Eligible (Medicare + Medicaid)
2025 Medicare Advantage Plans
8
Plans available in Alaska
Average Monthly Premium (2025)
$0
Weighted avg across all MA plans
Top Medicare Advantage Insurers
  1. Premera BCBS
  2. Aetna
  3. UnitedHealth
Free SHIP Counseling
Alaska SHIP
1-800-478-6065
Free, unbiased Medicare help

Get Free Help in Alaska

SHIP Counseling

Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.

Find Alaska SHIP โ†’

1-800-MEDICARE

Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.

Medicare.gov โ†’

Medicare Plan Finder

Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Alaska by ZIP code.

Compare Plans โ†’

Nursing Home Compare

Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Alaska.

Care Compare โ†’