Alaska Medicare Coverage Guide
Find dental, vision, hearing aid, and nursing home Medicare benefits available to Alaska residents.
Alaska Dental Coverage
Alaska Medicaid covers limited dental for dual-eligible beneficiaries. Dental care is expensive in Alaska due to provider shortages.
Available Programs
- Alaska Medicaid Adult Dental
- Medicare Advantage dental plans
- Alaska Native Tribal Health Consortium dental
Typical Out-of-Pocket Cost
$1,000โ$3,500/year out-of-pocket
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Alaska Residents
- Alaska Native beneficiaries may access free dental through tribal health
- Anchorage has the most Medicare Advantage plan options
- Telehealth dental screenings available in rural areas
Alaska Vision Coverage
Original Medicare excludes routine vision. Alaska Medicare Advantage plans offer vision, though fewer plan options exist compared to lower-48 states.
Available Programs
- Medicare Advantage vision riders
- Alaska Native Tribal Health Consortium eye care
- University of Alaska Anchorage optometry
Typical Out-of-Pocket Cost
$200โ$500/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Alaska Residents
- Alaska Native beneficiaries may access free eye care through tribal health
- Glaucoma screening covered by Medicare Part B for high-risk individuals
- Order glasses online to reduce costs
Alaska Hearing Aids Coverage
Medicare does not cover hearing aids. Alaska faces provider shortages, making costs higher than national average.
Available Programs
- Medicare Advantage hearing allowance plans
- Alaska Division of Vocational Rehabilitation
- Alaska SHIP counseling
Typical Out-of-Pocket Cost
$1,500โ$8,000 per pair
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Alaska Residents
- Alaska Native beneficiaries may qualify for tribal hearing programs
- OTC hearing aids available at retailers since 2022
- Contact AK SHIP at 1-800-478-6065
Alaska Nursing Home Coverage
Alaska has the highest nursing home costs in the US. Medicare Part A SNF coverage applies, and Alaska Medicaid covers long-term care for eligible residents.
Available Programs
- Medicare Part A SNF benefit
- Alaska Medicaid Long-Term Care
- Alaska Senior and Disabilities Services
Typical Out-of-Pocket Cost
$600โ$800/day (highest in the nation)
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Alaska Residents
- Plan well in advance given extreme costs
- Alaska SHIP: 1-800-478-6065
- Home and community-based Medicaid waivers available as alternatives
๐ Live CMS Data Alaska Medicare Snapshot
Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ public data from data.cms.gov
- Premera BCBS
- Aetna
- UnitedHealth
Get Free Help in Alaska
SHIP Counseling
Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.
Find Alaska SHIP โ1-800-MEDICARE
Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.
Medicare.gov โMedicare Plan Finder
Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Alaska by ZIP code.
Compare Plans โNursing Home Compare
Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Alaska.
Care Compare โ