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PA

Pennsylvania Medicare Coverage Guide

Find dental, vision, hearing aid, and nursing home Medicare benefits available to Pennsylvania residents.

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Pennsylvania Dental Coverage

Moderate

Pennsylvania Medicaid covers dental for dual-eligible beneficiaries. Penn Dental Medicine in Philadelphia and Temple University Kornberg School of Dentistry are world-class resources.

Available Programs

  • PA Medicaid Dental
  • Medicare Advantage dental plans
  • Penn Dental Medicine
  • Temple Kornberg School of Dentistry

Typical Out-of-Pocket Cost

$400โ€“$1,800/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Pennsylvania Residents

  1. Penn and Temple dental schools in Philadelphia offer excellent low-cost care
  2. PA APPRISE (1-800-783-7067) for plan guidance
  3. Competitive MA markets in Philadelphia and Pittsburgh
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Pennsylvania Vision Coverage

Moderate

PA Medicaid covers vision for dual-eligible members. Competitive MA market in PA major metros.

Available Programs

  • PA Medicaid vision
  • Medicare Advantage vision
  • Pennsylvania Bureau of Blindness and Visual Services

Typical Out-of-Pocket Cost

$150โ€“$350/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Pennsylvania Residents

  1. BBVS: 717-787-6176 for vision rehabilitation
  2. Wills Eye Hospital in Philadelphia is nationally renowned
  3. PA APPRISE: 1-800-783-7067
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Pennsylvania Hearing Aids Coverage

Limited

PA Medicare Advantage plans offer hearing benefits. PA has excellent audiology resources in Philadelphia and Pittsburgh.

Available Programs

  • Medicare Advantage hearing plans
  • Pennsylvania Office of Deaf and Hard of Hearing
  • Pennsylvania Assistive Technology Foundation

Typical Out-of-Pocket Cost

$1,000โ€“$7,000 per pair

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Pennsylvania Residents

  1. ODHH: 717-783-4912 for resources and referrals
  2. PATF: 1-888-744-1938 for low-interest loans for hearing aids
  3. PA APPRISE: 1-800-783-7067
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Pennsylvania Nursing Home Coverage

Not Covered

Medicare Part A covers SNF. PA Medicaid covers long-term care. Pennsylvania has many nursing facilities and PACE programs.

Available Programs

  • Medicare Part A SNF
  • PA Medicaid LTC
  • PACE Pennsylvania (many locations)
  • PA APPRISE (1-800-783-7067)

Typical Out-of-Pocket Cost

$290โ€“$380/day

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Pennsylvania Residents

  1. PACE programs in Philadelphia, Pittsburgh, and other PA cities
  2. PA Community HealthChoices supports home-based alternatives
  3. APPRISE: 1-800-783-7067
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๐Ÿ“Š Live CMS Data Pennsylvania Medicare Snapshot

Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ€” public data from data.cms.gov

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2,951,214
Total Medicare Beneficiaries (2024)
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1,561,375
Enrolled in Medicare Advantage (2024) 52.9% of total
๐Ÿ“‹
1,389,839
Original Medicare (Parts A & B) Only
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479,328
Dual Eligible (Medicare + Medicaid)
2025 Medicare Advantage Plans
176
Plans available in Pennsylvania
Average Monthly Premium (2025)
$10.7
Weighted avg across all MA plans
Top Medicare Advantage Insurers
  1. UPMC Health Plan
  2. Independence Blue Cross
  3. Highmark BCBS
Free SHIP Counseling
Pennsylvania APPRISE
1-800-783-7067
Free, unbiased Medicare help

Get Free Help in Pennsylvania

SHIP Counseling

Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.

Find Pennsylvania SHIP โ†’

1-800-MEDICARE

Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.

Medicare.gov โ†’

Medicare Plan Finder

Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Pennsylvania by ZIP code.

Compare Plans โ†’

Nursing Home Compare

Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Pennsylvania.

Care Compare โ†’