Indiana Medicare Coverage Guide
Find dental, vision, hearing aid, and nursing home Medicare benefits available to Indiana residents.
Indiana Dental Coverage
Indiana Medicaid provides limited dental for dual-eligible beneficiaries. Indiana University School of Dentistry in Indianapolis is a major resource.
Available Programs
- Indiana Medicaid Dental
- Medicare Advantage dental plans
- IU School of Dentistry
Typical Out-of-Pocket Cost
$700–$2,500/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Indiana Residents
- IU dental school offers quality low-cost care
- Indiana SHIP (1-800-452-4800) for plan guidance
- FQHCs provide sliding-scale dental statewide
Indiana Vision Coverage
Indiana Medicaid covers vision for dual-eligible members. MA plans in IN offer vision benefits.
Available Programs
- Indiana Medicaid vision
- Medicare Advantage vision
- Indiana School for the Blind
Typical Out-of-Pocket Cost
$150–$400/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Indiana Residents
- ISB: 317-253-1481 for vision rehabilitation
- Annual diabetic eye exam covered by Part B
- Indiana SHIP: 1-800-452-4800
Indiana Hearing Aids Coverage
Medicare does not cover hearing aids. Indiana Medicare Advantage plans offer hearing benefits.
Available Programs
- Medicare Advantage hearing plans
- Indiana School for the Deaf
- Indiana Assistive Technology Act program
Typical Out-of-Pocket Cost
$1,000–$6,500 per pair
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Indiana Residents
- ISD: 317-550-4800 for resources and referrals
- OTC hearing aids available at major Indiana retailers
- Indiana INDATA: 1-800-528-8246 for assistive technology
Indiana Nursing Home Coverage
Medicare Part A SNF coverage. Indiana Medicaid pays for long-term care. Indiana has an active HCBS waiver program.
Available Programs
- Medicare Part A SNF
- Indiana Medicaid LTC
- CHOICE waiver program
- Indiana SHIP (1-800-452-4800)
Typical Out-of-Pocket Cost
$190–$260/day semi-private
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Indiana Residents
- CHOICE waiver supports home-based alternatives
- Check nursing home ratings at Medicare Care Compare
- SHIP: 1-800-452-4800
📊 Live CMS Data Indiana Medicare Snapshot
Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 — public data from data.cms.gov
- UnitedHealth
- Anthem BCBS
- Humana
Get Free Help in Indiana
SHIP Counseling
Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.
Find Indiana SHIP →1-800-MEDICARE
Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.
Medicare.gov →Medicare Plan Finder
Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Indiana by ZIP code.
Compare Plans →Nursing Home Compare
Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Indiana.
Care Compare →