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Louisiana Medicare Coverage Guide

Find dental, vision, hearing aid, and nursing home Medicare benefits available to Louisiana residents.

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Louisiana Dental Coverage

Limited

Louisiana Medicaid covers limited dental for dual-eligible beneficiaries. LSU Health Sciences Center dental school in New Orleans provides low-cost care.

Available Programs

  • Louisiana Medicaid Dental
  • Medicare Advantage dental plans
  • LSU School of Dentistry (New Orleans)

Typical Out-of-Pocket Cost

$700โ€“$2,500/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Louisiana Residents

  1. LSU dental school offers comprehensive low-cost dental care
  2. Louisiana SHIP (1-800-259-5301) for plan counseling
  3. FQHCs in New Orleans and Baton Rouge offer sliding-scale dental
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Louisiana Vision Coverage

Limited

Louisiana Medicaid covers vision for dual-eligible members. MA plan options available primarily in metro areas.

Available Programs

  • Louisiana Medicaid vision
  • Medicare Advantage vision
  • Louisiana Division of Welfare Services

Typical Out-of-Pocket Cost

$200โ€“$450/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Louisiana Residents

  1. Diabetic eye exam covered by Part B
  2. Compare MA plans: Louisiana SHIP 1-800-259-5301
  3. LSU Eye Center offers specialized low-cost care
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Louisiana Hearing Aids Coverage

Not Covered

Medicare does not cover hearing aids. Louisiana has limited audiology resources in rural parishes.

Available Programs

  • Medicare Advantage hearing plans
  • Louisiana Commission for the Deaf
  • Louisiana Assistive Technology Access Network

Typical Out-of-Pocket Cost

$1,000โ€“$6,500 per pair

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Louisiana Residents

  1. LCD: 225-219-4518 for resources
  2. LATAN: 225-925-9500 for assistive technology
  3. OTC hearing aids available in major Louisiana cities
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Louisiana Nursing Home Coverage

Not Covered

Medicare Part A SNF coverage. Louisiana Medicaid covers long-term care. Louisiana has active nursing home oversight through LDHH.

Available Programs

  • Medicare Part A SNF
  • Louisiana Medicaid LTC
  • Louisiana SHIP (1-800-259-5301)

Typical Out-of-Pocket Cost

$180โ€“$250/day semi-private

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Louisiana Residents

  1. Louisiana has affordable nursing home costs
  2. HCBS Elderly waiver supports home-based care
  3. SHIP: 1-800-259-5301
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๐Ÿ“Š Live CMS Data Louisiana Medicare Snapshot

Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ€” public data from data.cms.gov

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939,490
Total Medicare Beneficiaries (2024)
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524,236
Enrolled in Medicare Advantage (2024) 55.8% of total
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415,254
Original Medicare (Parts A & B) Only
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237,617
Dual Eligible (Medicare + Medicaid)
2025 Medicare Advantage Plans
107
Plans available in Louisiana
Average Monthly Premium (2025)
$8.5
Weighted avg across all MA plans
Top Medicare Advantage Insurers
  1. UnitedHealth
  2. Humana
  3. Centene/WellCare
Free SHIP Counseling
Louisiana SHIP
1-800-259-5301
Free, unbiased Medicare help

Get Free Help in Louisiana

SHIP Counseling

Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.

Find Louisiana SHIP โ†’

1-800-MEDICARE

Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.

Medicare.gov โ†’

Medicare Plan Finder

Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Louisiana by ZIP code.

Compare Plans โ†’

Nursing Home Compare

Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Louisiana.

Care Compare โ†’