Maryland Medicare Coverage Guide
Find dental, vision, hearing aid, and nursing home Medicare benefits available to Maryland residents.
Maryland Dental Coverage
Maryland Medicaid covers dental for dual-eligible beneficiaries. University of Maryland School of Dentistry in Baltimore is world-class and serves low-income patients.
Available Programs
- Maryland Medicaid Dental
- Medicare Advantage dental plans
- University of Maryland Dental School
Typical Out-of-Pocket Cost
$400–$1,800/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Maryland Residents
- UMD dental school offers top-quality low-cost care in Baltimore
- Maryland SHIP (1-800-243-3425) for plan comparison
- Competitive MA market in Baltimore and DC suburbs
Maryland Vision Coverage
Maryland Medicaid covers vision for dual-eligible members. Strong MA market in Baltimore/DC corridor.
Available Programs
- Maryland Medicaid vision
- Medicare Advantage vision
- Maryland Division of Rehabilitation Services
Typical Out-of-Pocket Cost
$100–$300/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Maryland Residents
- DRS: 410-554-9400 for vision rehabilitation
- Johns Hopkins Wilmer Eye Institute offers specialized eye care
- Maryland SHIP: 1-800-243-3425
Maryland Hearing Aids Coverage
Maryland Medicare Advantage plans frequently include hearing benefits given the competitive market.
Available Programs
- Medicare Advantage hearing plans
- Maryland Commission on Civil Rights
- Deaf Community Center Maryland
Typical Out-of-Pocket Cost
$800–$6,000 per pair
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Maryland Residents
- Johns Hopkins cochlear implant program is nationally recognized
- OTC hearing aids widely available in MD
- Maryland SHIP: 1-800-243-3425
Maryland Nursing Home Coverage
Medicare Part A covers SNF. Maryland Medicaid covers long-term care. Maryland regulates nursing homes strictly through OHCQ.
Available Programs
- Medicare Part A SNF
- Maryland Medicaid LTC
- PACE Maryland
- Maryland SHIP (1-800-243-3425)
Typical Out-of-Pocket Cost
$280–$380/day
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Maryland Residents
- PACE programs in Baltimore and Prince George's County
- OHCQ complaints: 1-877-402-8218
- Maryland SHIP: 1-800-243-3425
📊 Live CMS Data Maryland Medicare Snapshot
Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 — public data from data.cms.gov
- UnitedHealth
- Aetna
- CareFirst BCBS
Get Free Help in Maryland
SHIP Counseling
Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.
Find Maryland SHIP →1-800-MEDICARE
Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.
Medicare.gov →Medicare Plan Finder
Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Maryland by ZIP code.
Compare Plans →Nursing Home Compare
Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Maryland.
Care Compare →