Minnesota Medicare Coverage Guide
Find dental, vision, hearing aid, and nursing home Medicare benefits available to Minnesota residents.
Minnesota Dental Coverage
Minnesota Medicaid (MA) provides comprehensive dental coverage for dual-eligible beneficiaries. University of Minnesota School of Dentistry is a top-10 dental school.
Available Programs
- Minnesota MA Dental
- Medicare Advantage dental plans
- University of Minnesota School of Dentistry
Typical Out-of-Pocket Cost
$0–$400/year for MA eligible
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Minnesota Residents
- U of MN dental school offers excellent low-cost care in Minneapolis
- Minnesota SHIP (1-800-333-2433) for plan guidance
- HealthPartners and UCare offer competitive MA dental plans in MN
Minnesota Vision Coverage
Minnesota MA covers vision for dual-eligible members. Competitive MA market in Twin Cities metro.
Available Programs
- Minnesota MA vision
- Medicare Advantage vision
- Minnesota State Services for the Blind
Typical Out-of-Pocket Cost
$0 for MA eligible; $100–$300 for others
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Minnesota Residents
- SSB: 651-539-2300 for vision rehabilitation
- Mayo Clinic in Rochester offers world-class eye care
- Minnesota SHIP: 1-800-333-2433
Minnesota Hearing Aids Coverage
Minnesota MA covers hearing aids for dual-eligible beneficiaries. University of Minnesota has a nationally recognized audiology program.
Available Programs
- Minnesota MA hearing aid coverage
- Medicare Advantage hearing plans
- Communication Access Center
- U of MN Audiology Clinic
Typical Out-of-Pocket Cost
$0 for MA eligible; $1,000–$6,000 for others
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Minnesota Residents
- MN MA covers hearing aids for eligible low-income seniors
- U of MN audiology clinic offers comprehensive hearing care
- Minnesota SHIP: 1-800-333-2433
Minnesota Nursing Home Coverage
Minnesota MA covers nursing home care. Minnesota has some of the highest nursing home quality ratings in the US and strong LTSS programs.
Available Programs
- Medicare Part A SNF
- Minnesota MA LTC
- PACE Minnesota
- Minnesota SHIP (1-800-333-2433)
Typical Out-of-Pocket Cost
$250–$340/day
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Minnesota Residents
- Minnesota has excellent nursing home quality overall
- EW (Elderly Waiver) supports home and community-based care
- SHIP: 1-800-333-2433
📊 Live CMS Data Minnesota Medicare Snapshot
Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 — public data from data.cms.gov
- UCare
- HealthPartners
- Medica
Get Free Help in Minnesota
SHIP Counseling
Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.
Find Minnesota SHIP →1-800-MEDICARE
Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.
Medicare.gov →Medicare Plan Finder
Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Minnesota by ZIP code.
Compare Plans →Nursing Home Compare
Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Minnesota.
Care Compare →