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MS

Mississippi Medicare Coverage Guide

Find dental, vision, hearing aid, and nursing home Medicare benefits available to Mississippi residents.

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Mississippi Dental Coverage

Limited

Mississippi Medicaid covers limited dental for dual-eligible beneficiaries. Mississippi faces significant dental access challenges and provider shortages.

Available Programs

  • Mississippi Medicaid Dental
  • Medicare Advantage dental plans
  • University of Mississippi Medical Center dental program

Typical Out-of-Pocket Cost

$800โ€“$3,000/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Mississippi Residents

  1. UMMC in Jackson offers dental care at reduced rates
  2. Mississippi SHIP (1-800-948-3090) for plan guidance
  3. Remote Area Medical clinics periodically offer free dental in MS
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Mississippi Vision Coverage

Limited

Mississippi Medicaid covers vision for dual-eligible members. Vision care access is limited outside Jackson.

Available Programs

  • Mississippi Medicaid vision
  • Medicare Advantage vision
  • Mississippi Department of Rehabilitation Services

Typical Out-of-Pocket Cost

$200โ€“$500/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Mississippi Residents

  1. MDRS: 601-853-5100 for vision rehabilitation
  2. Diabetic eye exam covered by Part B โ€” important given high MS diabetes rates
  3. Mississippi SHIP: 1-800-948-3090
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Mississippi Hearing Aids Coverage

Not Covered

Medicare does not cover hearing aids. Mississippi has very limited audiology resources outside Jackson.

Available Programs

  • Medicare Advantage hearing plans
  • Mississippi Board for Persons Who Are Deaf and Hard of Hearing
  • MS Assistive Technology Program

Typical Out-of-Pocket Cost

$1,000โ€“$7,000 per pair

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Mississippi Residents

  1. MS Board for Deaf/HH: 601-576-7801 for resources
  2. OTC hearing aids most accessible option in rural MS
  3. SHIP: 1-800-948-3090
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Mississippi Nursing Home Coverage

Not Covered

Medicare Part A covers SNF. Mississippi Medicaid covers long-term nursing home care. Mississippi has some of the most affordable nursing home costs in the US.

Available Programs

  • Medicare Part A SNF
  • Mississippi Medicaid LTC
  • Mississippi SHIP (1-800-948-3090)

Typical Out-of-Pocket Cost

$160โ€“$220/day semi-private (among lowest in US)

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Mississippi Residents

  1. Mississippi has very affordable nursing home costs
  2. HCBS waiver supports home-based care alternatives
  3. SHIP: 1-800-948-3090
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๐Ÿ“Š Live CMS Data Mississippi Medicare Snapshot

Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ€” public data from data.cms.gov

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641,820
Total Medicare Beneficiaries (2024)
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274,544
Enrolled in Medicare Advantage (2024) 42.8% of total
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367,275
Original Medicare (Parts A & B) Only
๐Ÿค
162,945
Dual Eligible (Medicare + Medicaid)
2025 Medicare Advantage Plans
82
Plans available in Mississippi
Average Monthly Premium (2025)
$8.2
Weighted avg across all MA plans
Top Medicare Advantage Insurers
  1. UnitedHealth
  2. Humana
  3. Centene/WellCare
Free SHIP Counseling
Mississippi SHIP
1-800-948-3090
Free, unbiased Medicare help

Get Free Help in Mississippi

SHIP Counseling

Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.

Find Mississippi SHIP โ†’

1-800-MEDICARE

Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.

Medicare.gov โ†’

Medicare Plan Finder

Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Mississippi by ZIP code.

Compare Plans โ†’

Nursing Home Compare

Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Mississippi.

Care Compare โ†’