Missouri Medicare Coverage Guide
Find dental, vision, hearing aid, and nursing home Medicare benefits available to Missouri residents.
Missouri Dental Coverage
Missouri Medicaid covers limited dental for dual-eligible beneficiaries. UMKC School of Dentistry and Missouri School of Dentistry and Oral Health serve the population.
Available Programs
- Missouri Medicaid Dental
- Medicare Advantage dental plans
- UMKC School of Dentistry
- Missouri School of Dentistry (A.T. Still)
Typical Out-of-Pocket Cost
$700–$2,500/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Missouri Residents
- UMKC and A.T. Still dental schools offer excellent low-cost care
- Missouri CLAIM (1-800-390-3330) for plan counseling
- St. Louis and Kansas City have competitive MA markets
Missouri Vision Coverage
Missouri Medicaid covers vision for dual-eligible members. Limited MA plan options in rural Missouri.
Available Programs
- Missouri Medicaid vision
- Medicare Advantage vision
- Missouri Department of Elementary and Secondary Education — Vision Services
Typical Out-of-Pocket Cost
$200–$450/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Missouri Residents
- Diabetic eye exam covered by Part B
- Washington University Eye Center in St. Louis offers specialized care
- Missouri CLAIM: 1-800-390-3330
Missouri Hearing Aids Coverage
Medicare does not cover hearing aids. Missouri has hearing care resources in St. Louis and Kansas City.
Available Programs
- Medicare Advantage hearing plans
- Missouri Commission for the Deaf and Hard of Hearing
- Mo Assistive Technology Program
Typical Out-of-Pocket Cost
$1,000–$6,500 per pair
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Missouri Residents
- MCDHH: 573-526-5205 for resources
- OTC hearing aids available at major Missouri retailers
- Missouri CLAIM: 1-800-390-3330
Missouri Nursing Home Coverage
Medicare Part A covers SNF. Missouri Medicaid covers long-term care. Missouri has many nursing facilities across the state.
Available Programs
- Medicare Part A SNF
- Missouri Medicaid LTC
- Missouri CLAIM (1-800-390-3330)
Typical Out-of-Pocket Cost
$180–$250/day semi-private
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Missouri Residents
- Missouri has affordable nursing home costs
- HCBS waiver supports home-based alternatives
- CLAIM: 1-800-390-3330
📊 Live CMS Data Missouri Medicare Snapshot
Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 — public data from data.cms.gov
- UnitedHealth
- Humana
- Centene/WellCare
Get Free Help in Missouri
SHIP Counseling
Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.
Find Missouri SHIP →1-800-MEDICARE
Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.
Medicare.gov →Medicare Plan Finder
Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Missouri by ZIP code.
Compare Plans →Nursing Home Compare
Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Missouri.
Care Compare →