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Nebraska Medicare Coverage Guide

Find dental, vision, hearing aid, and nursing home Medicare benefits available to Nebraska residents.

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Nebraska Dental Coverage

Limited

Nebraska Medicaid covers limited dental for dual-eligible beneficiaries. University of Nebraska Medical Center dental school in Lincoln is a major resource.

Available Programs

  • Nebraska Medicaid Dental
  • Medicare Advantage dental plans
  • UNMC College of Dentistry

Typical Out-of-Pocket Cost

$700โ€“$2,500/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Nebraska Residents

  1. UNMC dental school in Lincoln offers quality low-cost care
  2. Nebraska SHIP (1-800-234-7119) for plan counseling
  3. Omaha has more competitive MA market than rural areas
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Nebraska Vision Coverage

Limited

Nebraska Medicaid covers vision for dual-eligible members. MA plan options limited outside Omaha and Lincoln.

Available Programs

  • Nebraska Medicaid vision
  • Medicare Advantage vision
  • Nebraska Commission for the Blind and Visually Impaired

Typical Out-of-Pocket Cost

$200โ€“$450/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Nebraska Residents

  1. NCBVI: 402-471-2891 for vision rehabilitation
  2. Annual diabetic eye exam covered by Part B
  3. Nebraska SHIP: 1-800-234-7119
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Nebraska Hearing Aids Coverage

Not Covered

Medicare does not cover hearing aids. Nebraska has audiology resources primarily in Omaha and Lincoln.

Available Programs

  • Medicare Advantage hearing plans
  • Nebraska Commission for the Deaf and Hard of Hearing
  • Nebraska Assistive Technology Program

Typical Out-of-Pocket Cost

$1,000โ€“$6,500 per pair

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Nebraska Residents

  1. NCDHH: 402-471-3593 for resources
  2. OTC hearing aids available at major Nebraska retailers
  3. Nebraska SHIP: 1-800-234-7119
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Nebraska Nursing Home Coverage

Not Covered

Medicare Part A covers SNF. Nebraska Medicaid covers long-term care. Nebraska has affordable nursing home costs.

Available Programs

  • Medicare Part A SNF
  • Nebraska Medicaid LTC
  • Nebraska SHIP (1-800-234-7119)

Typical Out-of-Pocket Cost

$190โ€“$260/day semi-private

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Nebraska Residents

  1. Nebraska has affordable nursing home costs compared to national average
  2. HCBS waiver supports home-based alternatives
  3. SHIP: 1-800-234-7119
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๐Ÿ“Š Live CMS Data Nebraska Medicare Snapshot

Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ€” public data from data.cms.gov

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383,718
Total Medicare Beneficiaries (2024)
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129,458
Enrolled in Medicare Advantage (2024) 33.7% of total
๐Ÿ“‹
254,260
Original Medicare (Parts A & B) Only
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44,709
Dual Eligible (Medicare + Medicaid)
2025 Medicare Advantage Plans
44
Plans available in Nebraska
Average Monthly Premium (2025)
$16.4
Weighted avg across all MA plans
Top Medicare Advantage Insurers
  1. UnitedHealth
  2. Aetna
  3. Medica
Free SHIP Counseling
Nebraska SHIP
1-800-234-7119
Free, unbiased Medicare help

Get Free Help in Nebraska

SHIP Counseling

Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.

Find Nebraska SHIP โ†’

1-800-MEDICARE

Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.

Medicare.gov โ†’

Medicare Plan Finder

Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Nebraska by ZIP code.

Compare Plans โ†’

Nursing Home Compare

Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Nebraska.

Care Compare โ†’