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NH

New Hampshire Medicare Coverage Guide

Find dental, vision, hearing aid, and nursing home Medicare benefits available to New Hampshire residents.

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New Hampshire Dental Coverage

Limited

New Hampshire Medicaid covers limited dental for dual-eligible beneficiaries. Dental provider shortages exist in northern and rural areas.

Available Programs

  • NH Medicaid Dental
  • Medicare Advantage dental plans
  • University of New England dental access programs

Typical Out-of-Pocket Cost

$700โ€“$2,200/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for New Hampshire Residents

  1. Community dental programs in Manchester and Concord
  2. NH SHIP (1-800-852-3388) for plan guidance
  3. Federally Qualified Health Centers offer sliding-scale dental
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New Hampshire Vision Coverage

Limited

NH Medicaid covers vision for dual-eligible members. NH has a competitive MA market given its proximity to Boston.

Available Programs

  • NH Medicaid vision
  • Medicare Advantage vision
  • NH Division of Vocational Rehabilitation

Typical Out-of-Pocket Cost

$150โ€“$400/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for New Hampshire Residents

  1. DVR: 603-271-3471 for vision rehabilitation
  2. Diabetic eye exam covered by Part B
  3. NH SHIP: 1-800-852-3388
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New Hampshire Hearing Aids Coverage

Not Covered

Medicare does not cover hearing aids. NH has limited audiology centers outside Manchester, Nashua, and Concord.

Available Programs

  • Medicare Advantage hearing plans
  • NH Bureau of Vocational Rehabilitation
  • Northeast Deaf and Hard of Hearing Services

Typical Out-of-Pocket Cost

$1,000โ€“$6,500 per pair

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for New Hampshire Residents

  1. NEDHHS provides resources at 603-224-1850
  2. OTC hearing aids available in southern NH cities
  3. NH SHIP: 1-800-852-3388
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New Hampshire Nursing Home Coverage

Not Covered

Medicare Part A covers SNF. NH Medicaid covers long-term care. NH has high-quality nursing homes but limited availability.

Available Programs

  • Medicare Part A SNF
  • NH Medicaid LTC
  • NH SHIP (1-800-852-3388)

Typical Out-of-Pocket Cost

$320โ€“$420/day (among highest in US)

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for New Hampshire Residents

  1. NH nursing home costs are very high โ€” plan ahead
  2. Home-based HCBS waiver programs available
  3. SHIP: 1-800-852-3388
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๐Ÿ“Š Live CMS Data New Hampshire Medicare Snapshot

Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ€” public data from data.cms.gov

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344,961
Total Medicare Beneficiaries (2024)
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119,447
Enrolled in Medicare Advantage (2024) 34.6% of total
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225,514
Original Medicare (Parts A & B) Only
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32,194
Dual Eligible (Medicare + Medicaid)
2025 Medicare Advantage Plans
38
Plans available in New Hampshire
Average Monthly Premium (2025)
$17.9
Weighted avg across all MA plans
Top Medicare Advantage Insurers
  1. Harvard Pilgrim
  2. Anthem BCBS
  3. UnitedHealth
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New Hampshire SHIP
1-800-852-3388
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SHIP Counseling

Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.

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1-800-MEDICARE

Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.

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Medicare Plan Finder

Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in New Hampshire by ZIP code.

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Nursing Home Compare

Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across New Hampshire.

Care Compare โ†’