New Jersey Medicare Coverage Guide
Find dental, vision, hearing aid, and nursing home Medicare benefits available to New Jersey residents.
New Jersey Dental Coverage
New Jersey Medicaid covers dental for dual-eligible beneficiaries. Rutgers School of Dental Medicine in Newark provides low-cost care.
Available Programs
- NJ Medicaid Dental
- Medicare Advantage dental plans
- Rutgers School of Dental Medicine
Typical Out-of-Pocket Cost
$400–$1,800/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for New Jersey Residents
- Rutgers dental school in Newark offers quality low-cost care
- NJ SHIP (1-800-792-8820) for plan counseling
- Strong MA market in northern NJ near NYC metro
New Jersey Vision Coverage
NJ Medicaid covers vision for dual-eligible members. Competitive MA market in NJ offers strong vision benefits.
Available Programs
- NJ Medicaid vision
- Medicare Advantage vision
- NJ Commission for the Blind and Visually Impaired
Typical Out-of-Pocket Cost
$100–$300/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for New Jersey Residents
- NJCBVI: 973-648-3333 for vision rehabilitation
- Diabetic eye exam covered by Part B
- NJ SHIP: 1-800-792-8820
New Jersey Hearing Aids Coverage
NJ Medicare Advantage plans offer hearing benefits. NJ has good audiology resources in urban areas.
Available Programs
- Medicare Advantage hearing plans
- NJ Division of the Deaf and Hard of Hearing
- NJ Assistive Technology Advocacy Center
Typical Out-of-Pocket Cost
$1,000–$7,000 per pair
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for New Jersey Residents
- NJDDHH: 1-800-792-8339 for resources
- OTC hearing aids available statewide
- NJ SHIP: 1-800-792-8820
New Jersey Nursing Home Coverage
Medicare Part A covers SNF. NJ Medicaid covers long-term care. NJ has high nursing home quality ratings but also very high costs.
Available Programs
- Medicare Part A SNF
- NJ Medicaid LTC
- PACE New Jersey
- NJ SHIP (1-800-792-8820)
Typical Out-of-Pocket Cost
$350–$450/day (among highest in US)
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for New Jersey Residents
- PACE programs in Newark and Trenton areas
- NJ has high nursing home costs — plan ahead
- SHIP: 1-800-792-8820
📊 Live CMS Data New Jersey Medicare Snapshot
Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 — public data from data.cms.gov
- UnitedHealth
- Aetna
- Horizon BCBS NJ
Get Free Help in New Jersey
SHIP Counseling
Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.
Find New Jersey SHIP →1-800-MEDICARE
Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.
Medicare.gov →Medicare Plan Finder
Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in New Jersey by ZIP code.
Compare Plans →Nursing Home Compare
Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across New Jersey.
Care Compare →