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OK

Oklahoma Medicare Coverage Guide

Find dental, vision, hearing aid, and nursing home Medicare benefits available to Oklahoma residents.

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Oklahoma Dental Coverage

Limited

Oklahoma Medicaid covers limited dental for dual-eligible beneficiaries. University of Oklahoma College of Dentistry in Oklahoma City serves the population.

Available Programs

  • Oklahoma Medicaid Dental
  • Medicare Advantage dental plans
  • OU College of Dentistry

Typical Out-of-Pocket Cost

$700โ€“$2,500/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Oklahoma Residents

  1. OU dental school in OKC offers quality low-cost care
  2. Oklahoma SHIP (1-800-763-2828) for plan guidance
  3. Tribal dental programs available for eligible Native American members
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Oklahoma Vision Coverage

Limited

Oklahoma Medicaid covers vision for dual-eligible members. Limited MA plan options outside Oklahoma City and Tulsa.

Available Programs

  • Oklahoma Medicaid vision
  • Medicare Advantage vision
  • Oklahoma Department of Rehabilitation Services

Typical Out-of-Pocket Cost

$200โ€“$450/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Oklahoma Residents

  1. DRS: 405-951-3400 for vision rehabilitation
  2. Annual diabetic eye exam covered by Part B
  3. Oklahoma SHIP: 1-800-763-2828
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Oklahoma Hearing Aids Coverage

Not Covered

Medicare does not cover hearing aids. Oklahoma has limited audiology resources outside OKC and Tulsa.

Available Programs

  • Medicare Advantage hearing plans
  • Oklahoma Department of Rehabilitation Services
  • Oklahoma Assistive Technology Center

Typical Out-of-Pocket Cost

$1,000โ€“$6,500 per pair

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Oklahoma Residents

  1. DRS hearing programs: 405-951-3400
  2. OATC: 405-271-3625 for assistive technology
  3. Oklahoma SHIP: 1-800-763-2828
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Oklahoma Nursing Home Coverage

Not Covered

Medicare Part A covers SNF. Oklahoma Medicaid covers long-term care. Oklahoma has affordable nursing home costs.

Available Programs

  • Medicare Part A SNF
  • Oklahoma Medicaid LTC
  • Oklahoma SHIP (1-800-763-2828)

Typical Out-of-Pocket Cost

$180โ€“$250/day semi-private

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Oklahoma Residents

  1. Oklahoma has affordable nursing home costs
  2. HCBS waiver supports home-based alternatives
  3. SHIP: 1-800-763-2828
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๐Ÿ“Š Live CMS Data Oklahoma Medicare Snapshot

Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ€” public data from data.cms.gov

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806,321
Total Medicare Beneficiaries (2024)
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325,388
Enrolled in Medicare Advantage (2024) 40.4% of total
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480,933
Original Medicare (Parts A & B) Only
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123,459
Dual Eligible (Medicare + Medicaid)
2025 Medicare Advantage Plans
72
Plans available in Oklahoma
Average Monthly Premium (2025)
$11.2
Weighted avg across all MA plans
Top Medicare Advantage Insurers
  1. UnitedHealth
  2. Humana
  3. BCBS Oklahoma
Free SHIP Counseling
Oklahoma SHIP
1-800-763-2828
Free, unbiased Medicare help

Get Free Help in Oklahoma

SHIP Counseling

Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.

Find Oklahoma SHIP โ†’

1-800-MEDICARE

Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.

Medicare.gov โ†’

Medicare Plan Finder

Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Oklahoma by ZIP code.

Compare Plans โ†’

Nursing Home Compare

Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Oklahoma.

Care Compare โ†’