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UT

Utah Medicare Coverage Guide

Find dental, vision, hearing aid, and nursing home Medicare benefits available to Utah residents.

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Utah Dental Coverage

Limited

Utah Medicaid covers limited dental for dual-eligible beneficiaries. Roseman University and University of Utah provide dental care resources.

Available Programs

  • Utah Medicaid Dental
  • Medicare Advantage dental plans
  • Roseman University College of Dental Medicine
  • University of Utah dental programs

Typical Out-of-Pocket Cost

$700โ€“$2,200/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Utah Residents

  1. Roseman dental school in South Jordan offers quality low-cost care
  2. Utah SHIP (1-800-541-7735) for plan guidance
  3. Salt Lake City has the most competitive MA market in Utah
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Utah Vision Coverage

Limited

Utah Medicaid covers vision for dual-eligible members. Limited MA plan competition outside Salt Lake City area.

Available Programs

  • Utah Medicaid vision
  • Medicare Advantage vision
  • Utah Division of Services for People with Disabilities

Typical Out-of-Pocket Cost

$200โ€“$450/year

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Utah Residents

  1. Annual diabetic eye exam covered by Part B
  2. Moran Eye Center at University of Utah offers specialized care
  3. Utah SHIP: 1-800-541-7735
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Utah Hearing Aids Coverage

Not Covered

Medicare does not cover hearing aids. Utah has audiology resources in Salt Lake City and Provo.

Available Programs

  • Medicare Advantage hearing plans
  • Utah Schools for the Deaf and Blind
  • Utah Assistive Technology Program

Typical Out-of-Pocket Cost

$1,000โ€“$6,500 per pair

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Utah Residents

  1. UATP: 435-797-3811 for assistive technology
  2. OTC hearing aids available in Salt Lake City area
  3. Utah SHIP: 1-800-541-7735
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Utah Nursing Home Coverage

Not Covered

Medicare Part A covers SNF. Utah Medicaid covers long-term care. Utah has an aging population and growing nursing home demand.

Available Programs

  • Medicare Part A SNF
  • Utah Medicaid LTC
  • Aging Waiver Program
  • Utah SHIP (1-800-541-7735)

Typical Out-of-Pocket Cost

$210โ€“$290/day semi-private

Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.

Tips for Utah Residents

  1. Utah's Aging Waiver supports home-based alternatives
  2. Growing senior population increasing demand for nursing homes
  3. SHIP: 1-800-541-7735
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๐Ÿ“Š Live CMS Data Utah Medicare Snapshot

Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 โ€” public data from data.cms.gov

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465,902
Total Medicare Beneficiaries (2024)
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241,382
Enrolled in Medicare Advantage (2024) 51.8% of total
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224,520
Original Medicare (Parts A & B) Only
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42,706
Dual Eligible (Medicare + Medicaid)
2025 Medicare Advantage Plans
58
Plans available in Utah
Average Monthly Premium (2025)
$10.2
Weighted avg across all MA plans
Top Medicare Advantage Insurers
  1. SelectHealth
  2. UnitedHealth
  3. Molina Healthcare
Free SHIP Counseling
Utah SHIP
1-800-541-7735
Free, unbiased Medicare help

Get Free Help in Utah

SHIP Counseling

Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.

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1-800-MEDICARE

Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.

Medicare.gov โ†’

Medicare Plan Finder

Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Utah by ZIP code.

Compare Plans โ†’

Nursing Home Compare

Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Utah.

Care Compare โ†’