Vermont Medicare Coverage Guide
Find dental, vision, hearing aid, and nursing home Medicare benefits available to Vermont residents.
Vermont Dental Coverage
Vermont Medicaid (Green Mountain Care) covers dental for dual-eligible beneficiaries. Vermont has good community dental programs for such a small state.
Available Programs
- Green Mountain Care Dental
- Medicare Advantage dental plans
- Community Health Centers of Burlington
Typical Out-of-Pocket Cost
$400–$1,800/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Vermont Residents
- Community health centers statewide offer sliding-scale dental
- Vermont SHIP (1-800-642-5119) for plan guidance
- Very limited MA plan options in Vermont — compare carefully
Vermont Vision Coverage
Green Mountain Care covers vision for dual-eligible members. Very limited MA plan competition in Vermont.
Available Programs
- Green Mountain Care vision
- Medicare Advantage vision
- Vermont Division for the Blind and Visually Impaired
Typical Out-of-Pocket Cost
$150–$400/year
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Vermont Residents
- DBVI: 1-888-405-5005 for vision rehabilitation
- Diabetic eye exam covered by Part B
- Vermont SHIP: 1-800-642-5119
Vermont Hearing Aids Coverage
Vermont Medicare Advantage plans offer hearing benefits. Vermont has limited audiology services outside Burlington.
Available Programs
- Medicare Advantage hearing plans
- Vermont Center for the Deaf and Hard of Hearing
- Vermont Assistive Technology Program
Typical Out-of-Pocket Cost
$1,000–$6,500 per pair
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Vermont Residents
- VCDHH: 802-241-1000 for resources
- Vermont ATP: 1-800-750-6355 for assistive technology
- Vermont SHIP: 1-800-642-5119
Vermont Nursing Home Coverage
Medicare Part A covers SNF. Vermont Medicaid covers long-term care. Vermont strongly emphasizes home-based care alternatives.
Available Programs
- Medicare Part A SNF
- Vermont Medicaid LTC
- DAIL home-based programs
- Vermont SHIP (1-800-642-5119)
Typical Out-of-Pocket Cost
$310–$400/day
Costs vary by plan, provider, and income. Dual-eligible (Medicare + Medicaid) beneficiaries often pay much less.
Tips for Vermont Residents
- Vermont prioritizes home-based care through DAIL programs
- Vermont has high nursing home costs — plan ahead
- SHIP: 1-800-642-5119
📊 Live CMS Data Vermont Medicare Snapshot
Source: CMS Medicare Monthly Enrollment 2024 & CMS MA Landscape 2025 — public data from data.cms.gov
- UVM Health Advantage
- Cigna
- UnitedHealth
Get Free Help in Vermont
SHIP Counseling
Your state's State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling from trained volunteers. They can help you compare plans and enroll.
Find Vermont SHIP →1-800-MEDICARE
Call 1-800-633-4227 (TTY: 1-877-486-2048) 24/7 for Medicare questions, plan comparisons, and enrollment help. Free and official.
Medicare.gov →Medicare Plan Finder
Use the official Medicare Plan Finder tool at Medicare.gov to compare all Medicare Advantage, Part D, and Medigap plans available in Vermont by ZIP code.
Compare Plans →Nursing Home Compare
Research and compare nursing home quality ratings, staffing levels, health inspection results, and more for facilities across Vermont.
Care Compare →